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    Harry Sarvaiya


    Re/Max West Realty Inc., Brokerage

    First-time buyer’s guide to buying a home in Toronto, Brampton and Mississauga, Ontario

    Buying a house for the first time is a big and important decision in your life. Any of the best realtors in Toronto, Mississauga and Brampton would share as much knowledge as possible to make your buying process easier. As someone who represents you and looks out for your best interest, I would like to introduce you to the First-Time Home Buyers’ Tax Credit.

    First-Time Home Buyer’s Credit (FTHBC) is a government program geared towards buyers like you. The objective is to reduce costs associated with purchasing a home. As a first-time buyer, you are eligible for a 15% income tax credit on a maximum of $5,000 of home purchase costs such as legal fees and land transfer taxes. It can be claimed for the taxation year that you acquired the house in.

    You are considered to be a first-time buyer if neither you nor your spouse or common-law partner has owned and lived in another home in the year of the purchase and four previous years. 

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